FLAT could be a nominal & clean utile business theme for blogging system – Tumblr. you'll be able to simply modification the read of the theme – you'll be able to show or hide theme elements: image slider, featured icon boxes, module with text with button, product box (long text + image), team, testimonials, shoppers logos, twitter feed appliance. you'll be able to conjointly modification colours for many of theme elements! For best begin, we’ve ready a well documented user guide file. form of custom choices makes it a versatile theme – company web log, portfolio, style studio web site etc. FLAT supports following post types: text, photo, photoset, audio, video, quote, AMA, chat and link.

The calendar has barely clicked over to 2014 and motor vehicle makers area unit already rolling out their 2015 wares well sooner than the standard Gregorian calendar month. one begin of following model year. The motor vehicle show season, stretching from la last November to big apple in April have provided the platform to grant the general public their initial check up on these new launches and 2015 seems to supply a various bumper crop of latest vehicles which will hopefully elevate sales out of their winter doldrums.
A review of the new model year lineups shows that this can be an enormous year for brand spanking new truck launches and vital sedans leavened with some great niche players within the jazzy segments. maybe the largest launch of all, returning later this year, is that the all-new Ford F150, because the Blue Oval appearance to use AN aluminum-intensive style to chop weight and save fuel on its perennial trade edition. It's quite gamble within the sometimes sedate pickup market. Also, wanting to stake out new territory in trucks, General Motors is launching its mid-size couple, the Chevrolet Colorado and GMC ravine during a bid to draw in a younger demographic. And beset is wanting to counter Ford's lightweight duty Transit Connectwith its new categorical machine work truck sourced off the Nisan NV200.
The most vital 4-door launches of 2015 return from Chrysler with its new two hundred line of mid-size sedans, whereas Hyundai remakes its Genesis rear-drive model and offers all-wheel drive for the primary time during a automotive. Subaru is additionally upping its game with AN all-new gift, whereas entry-level econobox intenders will make a choice from the Honda work and Nisan Versa Note SR for fun-to-drive utility.
Performance enthusiasts will have a lot of to decide on from as BMW introduces its new M3/M4 sedan/coupe couple, Lexus gets racy with the RC F machine, VW brings back the Golf R, panther introduces a brand new F-Type machine, mini reinterprets the Cooper and Subarulaunches its WRX/WRX STI.
Check out the changes, note that the introductions are rolling out throughout the balance of the yr and find prepared for a lot of because the 2015 model year gets afoot in earnest. we'll be driving and reviewing every of those new vehicles as they debut.

The calendar has barely clicked over to 2014 and motor vehicle makers area unit already rolling out their 2015 wares well sooner than the standard Gregorian calendar month. one begin of following model year. The motor vehicle show season, stretching from la last November to big apple in April have provided the platform to grant the general public their initial check up on these new launches and 2015 seems to supply a various bumper crop of latest vehicles which will hopefully elevate sales out of their winter doldrums.
A review of the new model year lineups shows that this can be an enormous year for brand spanking new truck launches and vital sedans leavened  with some great niche players within the jazzy segments. maybe the largest launch of all, returning later this year, is that the all-new Ford F150, because the Blue Oval appearance to use AN aluminum-intensive style to chop weight and save fuel on its perennial trade edition. It's quite gamble within the sometimes sedate pickup market. Also, wanting to stake out new territory in trucks, General Motors is launching its mid-size couple, the Chevrolet Colorado and GMC ravine during a bid to draw in a younger demographic. And beset is wanting to counter Ford's lightweight duty Transit Connect with its new categorical machine work truck sourced off the Nisan NV200.
The most vital 4-door launches of 2015 return from Chrysler with its new two hundred line of mid-size sedans, whereas Hyundai remakes its Genesis rear-drive model and offers all-wheel drive for the primary time during a automotive. Subaru is additionally upping its game with AN all-new gift, whereas entry-level econobox intenders will make a choice from the Honda work and Nisan Versa Note SR for fun-to-drive utility.
Performance enthusiasts will have a lot of to decide on from as BMW introduces its new M3/M4 sedan/coupe couple, Lexus gets racy with the RC F machine, VW brings back the Golf R, panther introduces a brand new F-Type machine, mini reinterprets the Cooper and Subaru launches its WRX/WRX STI.
Check out the changes, note that the introductions are rolling out throughout the balance of the yr and find prepared for a lot of because the 2015 model year gets afoot in earnest. we'll be driving and reviewing every of those new vehicles as they debut.

See below for the complete TV schedule.
Thursday, June 12
3:30 p.m. ET/12:30 p.m. atomic number 78 on ESPN: Brazil vs. European country A in metropolis
Friday, June 13
11:30 a.m. ET/8:30 a.m atomic number 78 on ESPN2: North American country vs. Cameroon (Group A) in Natal
2:30 p.m. ET/11:30 a.m. atomic number 78 on ESPN: European nation vs. Netherlands (Group B) in Salvador
5:30 p.m. ET/2:30 p.m. atomic number 78 on ESPN2: Chile vs. Australia (Group B) in Cuiaba
Saturday, June 14
11:30 a.m. ET/8:30 a.m. atomic number 78 on ABC: South American country vs. Balkan country (Group C) in urban center
2:30 p.m. ET/11:30 a.m. atomic number 78 on ABC: South American country vs. Costa Rica (Group D) in Fortaleza
5:30 p.m. ET/2:30 p.m. atomic number 78 on ESPN: European nation vs. Italia (Group D) in Manaus
8:30 p.m. ET/5:30 p.m. atomic number 78 on ESPN: Ivory Coast vs. Japan (in cluster C) in Pernambuco
Sunday, June 15
11:30 a.m. ET/8:30 a.m. atomic number 78 on ABC: European nation vs. South American country (Group E) in national capital
2:30 p.m. ET/11:30 a.m. atomic number 78 on ABC: France vs. Honduras (Group E) in Oporto Alegre
5:30 p.m. ET/2:30 p.m. atomic number 78 on ESPN: Argentina vs. Republic of Bosnia and Herzegovina (Group F) in Delaware Janeiro|Rio|city|metropolis|urban center} de Janeiro
Monday, June 15
11:30 a.m. ET/8:30 a.m. atomic number 78 on ESPN: European nation vs. European nation (Group G) in Salvador
2:30 p.m. ET/11:30 a.m. atomic number 78 on ESPN: Islamic Republic of Iran vs. Federal Republic of Nigeria (Group F) in metropolis
5:30 p.m. ET/2:30 p.m. atomic number 78 on ESPN: Republic of Ghana vs. us (Group G) in Natal
Tuesday, June 17
11:30 a.m. ET/ 8:30 a.m. atomic number 78 on ESPN: Belgium vs. African nation (Group H) in urban center
2:30 p.m. ET/11:30 a.m. atomic number 78 on ESPN: Brazil vs. North American country (Group A) in Fortaleza
5:30 p.m. ET/2:30 p.m. atomic number 78 on ESPN: Russia vs. Republic of Korea (Group H) in Cuiaba
STORY: Social Media to Boom throughout association football tournament
Wednesday, June 18
11:30 a.m. ET/8:30 a.m. atomic number 78 on ESPN: Australia vs. Netherlands (Group B) in Oporto Alegre
2:30 p.m. ET/11:30 a.m. atomic number 78 on ESPN: European nation vs. Chile (Group B) in Delaware Janeiro|Rio|city|metropolis|urban center} de Janeiro
5:30 p.m. ET/2:30 a.m. atomic number 78 on ESPN: Cameroon vs. European country (Group A) in Manaus
Thursday, June 19
11:30 a.m. ET/8:30 a.m. atomic number 78 on ESPN: South American country vs. Ivory Coast (Group C) in national capital
2:30 p.m. ET/11:30 a.m. atomic number 78 on ESPN: South American country vs. European nation (Group D) in metropolis
5:30 p.m. ET/2:30 p.m. atomic number 78 on ESPN: Japan vs. Balkan country (Group C) in Natal
Friday, June 20
11:30 a.m. ET/8:30 a.m. atomic number 78 on ESPN: Italia vs. Costa Rica (Group D) in Pernambuco
2:30 p.m. ET/11:30 a.m. atomic number 78 on ESPN: European nation vs. France (Group E) in Salvador
5:30 p.m. ET/2:30 p.m. atomic number 78 on ESPN: Honduras vs. South American country (Group E) in metropolis
PHOTOS: Hollywood's Biggest association football Fans
Saturday, June 21
11:30 a.m. ET/8:30 a.m. atomic number 78 on ESPN: Argentina vs. Islamic Republic of Iran (Group F) in urban center
2:30 p.m. ET/ 11:30 a.m. atomic number 78 on ESPN: European nation vs. Republic of Ghana (Group G) in Fortaleza
5:30 p.m. ET/2:30 p.m. atomic number 78 on ESPN: Federal Republic of Nigeria vs. Republic of Bosnia and Herzegovina (Group F) in Cuiaba
Sunday, June 22
11:30 a.m. ET/ 8:30 a.m. atomic number 78 on ABC: Belgium vs. Russia (Group H) in Delaware Janeiro|Rio|city|metropolis|urban center} de Janeiro
2:30 p.m. ET/11:30 a.m. atomic number 78 on ABC: Republic of Korea vs. African nation (Group H) in Oporto Alegre
5:30 p.m. ET/ 2:30 p.m. atomic number 78 on ESPN: us vs. European nation (Group G) in Manaus
Monday, June 23
11:30 a.m. ET/2:30 p.m. atomic number 78 on ESPN: Netherlands vs. Chile (Group B) in metropolis
11:30 a.m. ET/2:30 p.m. atomic number 78 on ESPN2: Australia vs. European nation (Group B) in metropolis
3:30 p.m. ET/12:30 p.m. atomic number 78 on ESPN: European country vs. North American country (Group A) in Pernambuco
3:30 p.m. ET/ 12:30 p.m. atomic number 78 on ESPN2: Cameroon vs. Brazil (Group A) in national capital
Tuesday, June 24
11:30 a.m. ET/8:30 a.m. atomic number 78 on ESPN: Italia vs. South American country (Group D) in Natal
11:30 a.m. ET/8:30 a.m. atomic number 78 on ESPN2: Costa Rica vs. European nation (Group D) in urban center
3:30 p.m. ET/12:30 p.m. atomic number 78 on ESPN: Japan vs. South American country (Group C) in Cuiaba
3:30 p.m. ET/12:30 p.m. atomic number 78 on ESPN2: Balkan country vs. Ivory Coast (Group C) in Fortaleza
Wednesday, June 24
11:30 a.m. ET/8:30 a.m. atomic number 78 on ESPN: Federal Republic of Nigeria vs. Argentina (Group F) in Oporto Alegre
11:30 a.m. ET/8:30 a.m. atomic number 78 on ESPN2: Republic of Bosnia and Herzegovina vs. Islamic Republic of Iran (Group F) in Salvador
3:30 p.m. ET/ 12:30 p.m. atomic number 78 on ESPN: South American country vs. France (Group E) in Delaware Janeiro|Rio|city|metropolis|urban center} de Janeiro
3:30 p.m. ET/ 12:30 p.m. atomic number 78 on ESPN2: Honduras vs. European nation (Group E) in Manaus
Thursday, June 25
11:30 a.m. ET/8:30 a.m. atomic number 78 on ESPN: us vs. European nation (Group G) in Pernambuco
11:30 a.m.  ET/8:30 a.m. atomic number 78 on ESPN2: European nation vs. Ghana (Group G) in Brasilia
3:30 p.m. ET/ 12:30 p.m. atomic number 78 on ESPN: Republic of Korea vs. Belgium (Group H) in metropolis
3:30 p.m. ET/ 12:30 p.m. atomic number 78 on ESPN2: African nation vs. Russia (Group H) in metropolis
PHOTOS: If the globe Cup Were a Movie: Christian Bale as Lionel Messi, and eleven different Casting ideas
Second Stage, spherical of sixteen
Saturday, June 28
11:30 a.m. ET/8:30 a.m. atomic number 78 on ABC: 1A vs. 2B in urban center
3:30 p.m. ET/ 12:30 p.m. atomic number 78 on ABC: 1C vs. 2nd in Delaware Janeiro|Rio|city|metropolis|urban center} de Janeiro
Sunday, June 29
11:30 a.m. ET/8:30 a.m. atomic number 78 on ESPN: 1B vs. 2A in Fortaleza
 3:30 p.m. ET/ 12:30 p.m. atomic number 78 on ESPN: 1D vs. 2C in Pernambuco
Monday, June 30
11:30 a.m. ET/8:30 a.m. atomic number 78 on ESPN: 1E vs. 2F in national capital
3:30 p.m. ET/ 12:30 p.m. atomic number 78 on ESPN: 1G vs. 2H in Oporto Alegre
Tuesday, July 1
11:30 a.m. ET/8:30 a.m. atomic number 78 on ESPN: 1F vs. 2E in metropolis
3:30 p.m. ET/ 12:30 p.m. atomic number 78 on ESPN: 1H vs. 2G in Salvador
STORY: ESPN Adds Landon Donovan to tournament Analyst listing
Second Stage, Quarterfinals
Friday, July 4
11:30 a.m. ET/8:30 a.m. atomic number 78 on ESPN2: Winners fifty three vs. fifty four in Delaware Janeiro|Rio|city|metropolis|urban center} de Janeiro
3:30 p.m. ET/ 12:30 p.m. atomic number 78 on ESPN: Winners forty nine vs. fifty in Fortaleza
Saturday, July 5
11:30 a.m. ET/8:30 a.m. atomic number 78 on ABC: Winners fifty five vs. fifty six in national capital
3:30 p.m. ET/ 12:30 p.m. atomic number 78 on ESPN: Winners fifty one vs. fifty two in Salvador
Tuesday, July 8
3:30 p.m. ET/ 12:30 p.m. atomic number 78 on ESPN: Winners fifty seven vs. fifty eight in urban center
Wednesday, July 9
3:30 p.m. ET/ 12:30 p.m. atomic number 78 on ESPN: Winners fifty nine vs. sixty in metropolis
Saturday, July 12
3:30 p.m. ET/ 12:30 p.m. atomic number 78 on ESPN: Losers sixty one vs. sixty two in national capital
2014 FIFA tournament Title Match
Sunday, July 13
2:30 p.m. ET/ 11:30 a.m. atomic number 78 on ABC: Winners sixty one vs. sixty two in Delaware Janeiro|Rio|city|metropolis|urban center} de Janeiro

1. “Diversify, buy low, sell high, have a thought.”

The virtues of diversification ar long touted: All markets and assets aren't full of identical factors in mere identical approach, therefore the additional heterogenous your portfolio, the higher equipped it's going to be to weather a spread of situations. And ne'er pay for associate degree investment. Get in at the correct worth, the seasoned capitalist says, and you've got an improved probability of obtaining out at the correct worth. Finally, fuck all among the framework of a well-thought-out set up. Having a thought will assist you keep the course, even once volatility tempts you to stray.


2. “Beware risking lots to form somewhat. Be hospitable risking somewhat to form lots.”

Dennis and his colleagues, veteran portfolio managers Dan Chamby and Aldo Roldan, grasp that investment success comes not solely from what you invest in, however additionally what you avoid. Case in point: They avoided the new dot-coms within the late Nineties. Not everybody understood or in agreement at the time, however it ultimately served their investors well.

3. “Know that things modification.” (Therefore, the requirement for flexibility doesn't.)

Who might have foretold thirty years agone that U.S. interest rates would go from one945|V-J Day|15 August 1945|V-day} all the approach right down to 1.7%? Clearly, things modification — and typically they alter lots. For that reason, Dennis says, the requirement for flexibility ne'er changes. Success through all market cycles needs associate degree untied ability to regulate and adapt.

4. “When markets ar happy, place confidence in what might get it wrong. once markets ar in despair, place confidence in what might go right.”
A investor attitude will permit you to examine opportunities before the broader markets have acknowledged them. The goal: To enter underappreciated investments at engaging costs, and so exit once sentiment has rewarded them. This same mentality has allowed the worldwide Allocation Fund to avoid some “landmines” over the years and, ultimately, to survive in an exceedingly competitive multi-asset class that has seen several others return and go.

5. “Do not permit analysis to trump good judgment.”

When covering virtually a world of chance, analysis is completely vital. however the worldwide Allocation Fund portfolio managers are going to be the primary to acknowledge that the numbers don't essentially tell the complete story—it’s the individuals viewing the numbers that build all the distinction. which ends up in consequent vital ingredient in Dennis’s secret sauce…

6. “Work with good individuals.”

For Dennis and his colleagues, this has meant building a team of investors World Health Organization each inspire and challenge one another’s assertions to make what they believe to be the 700+ best investment prospects accessible. For a private capitalist, this would possibly mean selecting high-conviction methods with good management groups that have a semipermanent record of success.

7. “Have fun, build money!”

Dennis has been targeted on simply that since he was a young person in Kentucky overseeing his mother’s retirement assets. It’s identical spirit that evokes him to continue the journey he started with the worldwide Allocation Fund 1 / 4 century agone.



To learn additional concerning the Fund, visit blackrock.com/globalallocation. Complete performance data will be found here.

* supported annualized variance of monthly returns for institutional shares from 2/28/89 to 12/31/13, compared to the FTSE World Index. variance is merely one part or risk. different risk factors ought to be thought of. USR-3597

Ever since the large credit-card breach at Target and different major retailers, there’s been Associate in Nursing outcry for safer credit cards. each credit-card issuers and retailers currently appear able to take that step and transition from magnetic-stripe credit cards to EMV-enabled credit cards, additionally referred to as sensible cards.

EMV (Europay MasterCard Visa) may be a set of world standards for sensible cards. These standards make sure that EMV credit cards and payment terminals work along with success.

What precisely may be a sensible Card?

EMV cards area unit referred to as “smart cards” as a result of they need Associate in Nursing microcircuit chip (ICC) embedded in them. they need been utilized in different elements of the globe, like Europe and Asia, for a really long term to cut back fraud. In Europe, several EMV cards area unit referred to as "chip and PIN" as a result of they need a PIN to be used. this can be the same as the method your charge account credit works once you use your PIN. Chip-and-signature cards area unit another kind of charge account credit, that solely need a signature. {they area unit|they're} not as secure because the chip and PIN however are still thought-about higher than plain magnetic-stripe cards. We’re seemingly to examine each styles of cards within the U.S. over successive few years.

If different countries have had EMV cards for a few time, why did the U.S. only in the near past get into the act? as a result of the transition from our magnetic-stripe cards to EMV cards is painful and overpriced for each issuers and merchants. For the issuers, it’s way more overpriced to supply sensible cards. And for retailers, the instrumentation needed to method transactions with sensible cards is additionally pricey.